ESG Data

Environment

Policy and Approach

Environmental Policy	Environmental Policy（PDF：170KB）PDF
Transition Plan Toward Net Zero by 2050	Transition Plan Toward Net Zero by 2050
Policy on Environmental and Social Considerations in Financing and Investment Activities	Policy on Environmental and Social Considerations in Financing and Investment Activities（PDF：91KB）PDF

GHG Emissions

Energy Consumption

Use and Discard of Resources

	Unit	FY2022	FY2023	FY2024
Water usage*4	m3	49,629	51,059	47,936
Paper quantity consumed*5	t	170	169	116
Waste generated*6	t	115	85	81
Recycled volume*6	t	30	28	26

★Items subject to third-party verification by the Japan Quality Assurance Organization

Greenhouse Gas Emissions Verification Report

FY2024:（PDF：157KB）PDF

FY2023 Scope3 Category 6（PDF：199KB）PDF

FY2023 Scope1,2:（PDF：134KB）PDF

FY2022:（PDF：143KB）PDF

FY2021:（PDF：750KB）PDF

・Report Scope:

The Bank’s business sites: The Bank’s domestic and overseas business sites
Group companies: The Bank’s consolidated subsidiaries

・Method of measuring GHG emissions:

Used the coefficients according to the “Greenhouse Gas (GHG) Emissions Measurement and Reporting Manual” prepared by the Ministry of the Environment and the Ministry of Economy, Trade and Industry, Government of Japan. For measurement at overseas business sites, the coefficients stipulated by the respective countries were used, in principle.
For Scope 3, used the coefficients according to the “Basic Guidelines on Accounting for Greenhouse Gas Emissions Throughout the Supply Chain” prepared by the Ministry of the Environment and the Ministry of Economy, Trade and Industry, Government of Japan.

*1 Non-fossil certificates from renewable energy sources at the Bank's head office building（Otemachi One Tower） and the use of renewable energy at other facilities are calculated as zero emissions.
*2 Non-fossil certificates from renewable energy sources at the Bank's head office building（Otemachi One Tower） and the use of renewable energy at other facilities are calculated as zero emissions.
*3 Includes purchases of non-fossil certificates derived from renewable energy sources at theBank's headquarters building（Otemachi One Tower）.
*4 Amount of water consumption at the Bank’s head office building (Otemachi One Tower) and Akishima Center, as well as its Group companies and overseas business sites
*5 Amount of copy paper delivered to the Bank’s domestic business sites, Group companies and overseas business sites
*6 The amount of waste generated from the Bank’s head office building (Otemachi One Tower), Group companies and overseas business sites.

Society

Policy and Approach to Human Resources

Basic Policy on Human Resources Management	Human Resources Strategy
Diversity & Inclusion	Diversity & Inclusion
Anti-Harassment Measures Occupational Health and Safety Labor Relations	Human Rights Policy（PDF：169KB）PDF Human Resources Strategy

Basic Human Resources Data

*1 Including those who are retiring at the end of the current fiscal year
*2 Percentage of employees hired nine to 11 fiscal years ago who continue to work as of this report
*3 “Equal treatment for equal duty“ policy is applied, with no gender discrimination or regional gaps within the country
*4 Aggregate hiring ratio from the Bank, Group subsidiaries and special subsidiaries
*5 Employment using the senior staff and the meister systems

Human Resource Development Data

	Unit	FY2022	FY2023	FY2024
Training investment*1	million yen	839.9	843.9	783.9
Number of persons educated abroad (MBA/LLM)	No.	125	121	111
Number of certifies DX translators (DX translator / Data scientist (Skill))*2	No.	73	58	55
Number of sustainability e-learning course participants	No.	3,175	3,085	3,301

*1 Expenses for various training programs, external training programs, overseas study programs, personal development support (subsidies for language and qualification acquisition, etc.), etc.
*2 Including Group Companies

Results of Promotion of Active Participation of Women

		Unit	FY2022	FY2023	FY2024
Ratio of women hired	Career track	%	43	40	43
	Branch career-track	%	-	56	61
	Business Experts	%	-	100	96
Share of women managers		%	7.6	9.1	9.6

Wage gap between men and women

		Unit	FY2022	FY2023	FY2024
All workers		%	54.3	53.5	54.0
Full-time workers		%	53.2	52.5	53.4
	Career track	%	58.0	55.7	57.1
	Branch careertrack	%	80.8	79.0	79.2
	Business Experts	%	83.0	89.4	98.9
Part- time workers		%	54.2	48.0	44.8

Period covered:
Fiscal 2022 (April 2022 to March 2023)
Fiscal 2023 (April 2023 to March 2024)
Wages: Includes basic salary, overtime allowance, bonuses, etc., and excludes retirement allowance, commuting allowance, etc.
Full-time workers: Includes workers seconded to outside companies.
Part-time workers: Includes contract workers, excluding trainees, incoming seconded workers, and temporary staff.

〈Supplemental Explanation of Differences〉
We do not consider gender differences in wage rules or evaluation criteria.
Branch career track and Business Expert figures are calculated by applying the new personnel system effective April 2023.
The reason for the lower average annual wages for women than men is due to differences in the ratio of gender in management positions (particularly senior management positions) and differences in age composition.
With regard to women’s empowerment, we strive to achieve a 100% male maternity leave utilization rate, engage in work-style reform, and increase the ratio of women among new-graduate hires. These measures are based on our General Employers Action Plan. In addition, we continue to strengthen efforts to create an organization in which a diverse workforce, regardless of gender, plays an active role. We believe these efforts will result in a closing of the wage gaps described above.

Childcare/Nursing-Related Data

		Unit	FY2022	FY2023	FY2024
No. of employees taking childcare leave		No.	185	181	191
	Men	No.	118	112	121
	Women	No.	67	69	70
Share of employees taking childcare leave		％	105	99	107
	Men*1	％	101	97	108
	Women*2	％	113	103	105
Share of employees returning after childcare leave*3		％	100	100	98.5
Days of nursing leave taken		Day	626	719	704
No. of employees taking nursing care leave		No.	2	0	3

*1 Ratio of employees who took childcare leave to those whose spouse gave birth (included in the fiscal year in which the leave commenced, if spanning multiple years)
*2 The number of employees taking childcare leave divided by the number of employees giving birth (if leave and childbirth do not fall in the same fiscal year, these figures are counted toward the fiscal year where the leave began)
*3 Percentage of female employees who gave birth who continued to work (including periods of childcare leave) until their child’s first birthday

Workplaces and Work styles Data

*1 Results based on calendar year figures

Engagement Score

	Unit	FY2022	FY2023	FY2024
Engagement Score	％	55	54	55

Policy and Approach to Human Rights

Human Rights Policy	Human Rights Policy（PDF：169KB）PDF Respect for Human Rights
Policy on Environmental and Social Considerations in Financing and Investment Activities	Policy on Environmental and Social Considerations in Financing and Investment Activities（PDF：91KB）PDF
Approach to Procurement	Respect for Human Rights

Customer Consultations and Complaints

	Unit	FY2022	FY2023	FY2024
No. of received customer consultations and complaints	No.	16	7	11

Governance

Policy and Approach on Governance

Basic Policy on The Norinchukin Bank Governance	Corporate Governance
Risk Appetite Framework (RAF)	Sustainability Promotion Structure

Policy and approach to compliance

Compliance Initiatives Anti-Money Laundering Measures Bribery and Corruption Prevention	Compliance
Information Security	Information Security
Cybersecurity	Cybersecurity
Tax Compliance	Tax Compliance

Governance System

	Unit	As of July 1, 2023	As of July 1, 2024	As of July 1, 2025
Supervisory Committee members	No.	14	19	19
Women therein	No.	1	1	1
Directors and Executive Officers	No.	15	15	19
Women therein	No.	1	2	3
Audit and Supervisory Board members	No.	5	5	5
Women therein	No.	1	1	1

	Unit	FY2022	FY2023	FY2024
Number of Supervisory Committee meetings	No.	15	14	14
Average rate of attendance at Supervisory Committee meetings	%	93.3	90.1	94.7

Compliance

	Unit	FY2022	FY2023	FY2024
Number of Compliance Hotline reports	No.	8	15	10