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Three Business Areas Supporting Food and the agriculture, fishery and forestry (AFF) Industries

As a cooperative financial institution committed to the development of the AFF industries, The Bank focuses on three core business areas, Food and Agriculture Business, Retail Business, and Investment Business, in order to fulfill its mission and achieve its Purpose.

A diagram showing the three business areas of Norinchukin Bank. The Food and Agriculture Business provides financial and non-financial services to support the development of the food, agriculture, forestry, and fisheries industries. The Retail Business offers financial services to local customers in collaboration with JA, JF, and other organizations. The Investment Business manages funds in global financial markets to return profits to its members.

Food and Agriculture Business

The Bank takes a comprehensive approach to food and the AFF industries, covering the entire value chain from production to processing, distribution, and consumption. It provides integrated solutions ranging from financial services, such as loans and investments, to non-financial services, including consulting.

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Retail Business

As a member of JA Bank and JF Marine Bank, the Bank develops nationwide strategies, provides system infrastructure, and offers management guidance to JAs, JFs, and related organizations. Working together with these organizations, the Bank helps deliver financial services to users in local communities throughout Japan.

JA Bank logo JF Marine Bank logo

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Investment Business

Using savings entrusted by members and users of JAs, JFs, and related organizations, the Bank invests globally. By returning the profits generated through these investments to JAs, JFs, and related organizations, the Bank also contributes to the development of the AFF industries and regional communities.

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